These Terms of Service ("Terms") constitute a binding legal agreement between you ("user", "you", or "your") and XRPulse ("XRPulse", "we", "us", or "our"), governing your access to and use of the website located at https://xrpulse.io (the "Site"), including any content, functionality, data analytics, and services offered on or through the Site (collectively, the "Services").

By accessing or using our Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree, do not access or use our Services.

1. Eligibility and Acceptance

You represent and warrant that you are at least 18 years of age and have full legal capacity to enter into this agreement. By using the Services, you affirm that you meet the eligibility criteria and agree to comply with all applicable laws, rules, and regulations.

2. Nature of Services

XRPulse provides machine learning-based predictive analytics and informational tools for cryptocurrency markets, with a focus on XRP and its underlying ecosystem. These Services are provided strictly for informational and educational purposes only.

Nothing on this Site constitutes or shall be construed as investment advice, a solicitation to offer or purchase securities, or a recommendation to engage in any investment strategy.

3. No Investment Advice or Fiduciary Relationship

The Services, including all predictions, charts, analyses, and commentary, are provided for general informational purposes only and do not constitute investment, financial, legal, or tax advice.

XRPulse is not a registered investment advisor or broker-dealer and does not owe you any fiduciary duty. You alone bear sole responsibility for evaluating the merits and risks associated with the use of our Services before making any financial decisions. You agree not to hold XRPulse liable for any decisions or actions you take based on the Services.

4. License and Use Restrictions

Subject to your continued compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Services for your personal, non-commercial use.

You agree not to:

• Reproduce, distribute, modify, or create derivative works based on our content without prior written permission.
• Use bots, scrapers, or any automated means to extract data from the Site.
• Interfere with the operation or security of the Services.
• Circumvent or disable any digital rights management, usage rules, or other security features.

We reserve the right to revoke your access at any time for conduct that we determine, in our sole discretion, violates these Terms.

5. Intellectual Property

All intellectual property rights in and to the Site, including but not limited to text, graphics, data visualizations, logos, icons, and software, are owned or licensed by XRPulse and are protected under applicable intellectual property laws.

You may not use our trademarks, service marks, or trade dress without our prior written consent.

6. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. XRPULSE DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, NON-INFRINGEMENT, AND UNINTERRUPTED OPERATION.

We make no representations or warranties regarding:

• The accuracy, completeness, or reliability of any predictive data or insights.
• The availability, uptime, or performance of the Services.
• The outcomes or financial performance associated with the use of our Services.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, XRPULSE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, REVENUE, OR BUSINESS OPPORTUNITY.

IN NO EVENT SHALL OUR AGGREGATE LIABILITY TO YOU EXCEED FIFTY U.S. DOLLARS (USD $50).

8. Indemnification

You agree to indemnify, defend, and hold harmless XRPulse, its affiliates, officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected to your use or misuse of the Services, your violation of these Terms, or your violation of any law or the rights of any third party.

9. Privacy

Your use of the Services is subject to our Privacy Policy, which is incorporated by reference into these Terms. By using the Services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.

10. Governing Law and Dispute Resolution

These Terms and any disputes arising out of or related to them or the Services shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions.

All disputes shall be resolved exclusively through final and binding arbitration under the rules of the American Arbitration Association ("AAA"), held in Chicago, Illinois. YOU WAIVE YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN CLASS ACTIONS.

11. Modifications to Terms

We may revise these Terms at any time at our sole discretion. If we make material changes, we will provide notice by updating the effective date or by other means as appropriate. Your continued use of the Services following such changes constitutes acceptance of the revised Terms.

12. Contact

For questions regarding these Terms, please contact us at legal@xrpulse.io